SMS Policy

Program name: TΛPΛT Transaction & Account Notifications

Sender: TΛPΛT Holdings, Inc., a Delaware C Corporation.

All messages are sent from a TΛPΛT-registered toll-free or short code number. We do not use personal mobile numbers to send SMS.

You provide express written consent to receive SMS messages from TΛPΛT when you:

• Enter your mobile number during account registration on tapat.dev or marketplace.tapat.dev;
• Check the SMS consent checkbox displayed adjacent to the mobile number field; and
• Complete phone number verification via the one-time passcode we send to confirm your number.

Consent is not a condition of using TΛPΛT. You can create and use an account without providing a mobile number. If you do not opt in to SMS, you will not receive SMS verification codes, SMS transaction confirmations, or SMS security alerts. Email-based verification and notifications remain available as alternatives in your Account settings.

TΛPΛT sends only transactional messages related to your account activity. We do not send promotional, marketing, or advertising text messages.

• One-time passcodes (OTP): for sign-in verification and sensitive action confirmation (e.g., password reset, withdrawal authorization).
• Payment confirmations: when you send or receive a payment, load funds into your wallet, or complete a marketplace transaction.
• Payment requests: when another TΛPΛT user sends you a payment request.
• Security alerts: for suspicious login attempts, unrecognized device sign-ins, password changes, and other account-safety events.
• Account notices: for unclaimed funds, expiring invitations, scheduled recurring-payment reminders, and important service announcements affecting your account.

Sample Messages

Message frequency varies based on your account activity. Typical active users receive fewer than 30 messages per month. OTP messages are sent only when you request them — usually at sign-in or when confirming a sensitive action. Transaction and security messages are sent only when the triggering event occurs.

Message and data rates may apply. Rates are determined by your mobile carrier and plan. TΛPΛT does not charge you for receiving SMS messages. Your carrier may charge you for receiving text messages depending on your plan. Check with your carrier for details.

You may opt out of TΛPΛT SMS messages at any time by:

• Replying STOP (or END, CANCEL, UNSUBSCRIBE, QUIT) to any message you receive from us. You will receive one final confirmation message, after which no further messages will be sent to your number unless you re-opt-in.
• Disabling SMS notifications in your Account settings within the TΛPΛT platform.

Opting out of SMS does not affect your ability to use TΛPΛT. You may continue to receive email-based verification codes and notifications if you have email notifications enabled.

Reply HELP (or INFO, AID) to any message you receive from us to get program information, opt-out instructions, and support contact. You can also contact us directly at legal@tapat.dev for any questions about the SMS program.

TΛPΛT SMS messages are supported on major wireless carriers, including but not limited to: AT&T, T-Mobile, Verizon, Sprint, Boost Mobile, MetroPCS, U.S. Cellular, Cricket, Google Fi, Globe Telecom, Smart Communications, DITO Telecommunity, and regional carriers.

Carriers are not liable for delayed or undelivered messages. TΛPΛT is not responsible for delays caused by your carrier, device, coverage area, or network conditions.

Your mobile number is used solely to deliver the types of messages described in this policy. Mobile opt-in data, consent records, and phone numbers are not shared with any third parties for marketing purposes. Your phone number is not sold, rented, or licensed.

We may share your mobile number with:

• Our SMS delivery providers (e.g., Amazon Web Services, Semaphore) solely to transmit messages to you on our behalf;
• Law enforcement or regulators when legally required; and
• Successors in business (e.g., acquirers or merger partners) with equivalent privacy protections.

For complete details on how TΛPΛT handles your personal information, see our Privacy Policy.

TΛPΛT may update this SMS Policy from time to time. Material changes will be announced via email or in-app notification. Continued use of our SMS program after a change constitutes acceptance of the updated policy.